Build your dispute letter — you answer, the tool assembles, you mail it
Pick what's wrong on your credit report, answer the guided questions with your own facts, and watch your letter assemble from a standard template built on the credit rules. Review it, edit any line, and download it instantly — then you sign and mail it yourself. The quiz and the preview are free; downloads use the letter credits in your package (see the three packages).
Your answers never leave your browser — the letter is built on your device, and we don't keep a copy. The only thing that travels is the download count your package is metered by.
Please read first: fixmycredit.site provides self-help software and letter templates. We are not a law firm, and this tool is not a substitute for the advice of an attorney. We do not contact credit bureaus or collectors for you, and we cannot promise that any item will be changed or removed — the credit bureaus decide disputes under federal law. You can also dispute errors for free directly with each bureau; this tool exists to help you do it correctly and quickly.
Your letter — review and edit it
This is your letter, built from your answers. Read every line; edit anything in the box — it is your letter, in your words. The preview below is watermarked until your download is unlocked.
Before you download — confirm each statement
Unlock your download
Downloads are metered by the package you bought: a single letter is 1 credit, the 30-pack is 30 credits a month, and Unlimited is unlimited while subscribed. Enter the email you used at checkout — we check it against Stripe's payment record and unlock your letter. One credit is used when the letter downloads; re-downloading this same letter in another format doesn't use another.
Single letter
$0.99 one time
1 letter credit — build and download one letter, any template.
After checkout, come back to this page and unlock with the same email you paid with — your letter will still be here if you keep this tab open, or rebuild it in a couple of minutes.
Before you mail: Your letter is yours — we don't keep a copy. Mail copies (never originals), and consider certified mail with return receipt so you have proof of the date. The bureau generally has about 30 days to investigate and must send you the results and a free updated report if anything changes.